Saral Banking Sewa

Visa Classic Credit Card

Standard Chartered Bank Credit Card Details

2 % per month
5 years
45 days

Standard Chartered Bank Credit Card Details

2% per month
5
45

Experience the joy of shopping anytime and anywhere with your card

Benefits

  • No need to have an Account with Standard Chartered
  • Get InstaBuy facility for purchases above NPR 5,000
  • Instantly Activate and Reset PIN via Online Banking/SC Mobile App

 

Application Eligibility

  • Minimum age requirement : 18 years.
  • Nepalese Nationals.
  • Monthly income of :
    • Visa Classic Salaried NPR 9,000/-
      (Nepalese rupees nine thousand only)
    • Visa Classic Self Employed NPR 12,000/-
      (Nepalese rupees twelve thousand only)
  • or Account holder of Standard Chartered Bank Nepal Limited.

 

Documents Required

Professionals & salaried individuals

  • Annual Salary Certificate from the Employer (At Least 2 Years of Service).
  • Copy Of Citizenship & Latest Photograph.

 

Partnership/Proprietorship/Self-employed

  • Business in operation for 3 Years
  • Company Registration document/s
  • Latest Income Tax Return and management prepared and/or audited accounts
  • Copy Of Citizenship & Latest Photograph

 

Professionals & salaried individuals

  • Annual Salary Certificate from the Employer (At Least 2 Years of Service).
  • Copy Of Citizenship & Latest Photograph.

 

Partnership/Proprietorship/Self-employed

  • Business in operation for 3 Years
  • Company Registration document/s
  • Latest Income Tax Return and management prepared and/or audited accounts
  • Copy Of Citizenship & Latest Photograph

 

Not employed but has other source of Income eg. : Rental Income

  • Lease Agreement – valid for additional one year.
  • Copy of Citizenship & Latest Photograph.
  • Copy of LOC

 

No income documents required for those who would like to take a credit card against:

  • Lien on Fixed Deposit / Current or Savings Account With SCBNL.
  • Maintenance of an average balance of NPR 100,000.00 in SCBNL bank account for a period of 6 months.

 

Card Service Fee & Charges

Joining/ Issuance Fee NPR 1,500
Annual Fee NPR 750
Supplementary Card NPR 750
Replacement Card Fee NPR 750
Over Limit Fee NPR 500
Late Payment Fee NPR 500

  • Widely accepted in Nepal & India.
  • Flexible bill payment options of 2% to 100% of your outstanding.
  • Additional cards for your spouse, children, and parents with a spending limit per month.
  • Card statements at your fingertips.
  • Instant block & card replacement, self-activation/PIN reset, eStatement requests and many more.
  • No need to have an existing relationship with Standard Chartered Bank.
  • 10% in Nepal and India. Subject to change from time to time and/or as prescribed by the regulator.
  • Reward Points on Retail Purchases. (except quasi cash transaction).
  • Special offers and discounts on usage at various shopping outlets, hotels, restaurants, etc.
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