A credit card is a payment card issued to users as a system of payment. It allows the cardholder to pay for goods and services based on the holder's promise to pay for them. The issuer of the card creates a revolving account and grants a line of credit to the cardholder, from which the user can borrow money for payment to a merchant or as a cash advance.
Joining/ Issuance Fee | NPR 500 |
Annual Fee | NPR 700 |
Replacement Card Fee | NPR 500 |
PIN Re-Issue | NPR 150 |
Limit Enhancement Fee | NPR 750 |
ATM – Cash Withdrawal(On Bank ATM) | NPR 200 |
ATM – Cash Withdrawal | NPR 250 |
ATM (India) – Cash Withdrawal | NPR 300 |
ATM – Balance Enquiry(On Bank ATM) | NPR 0 |
ATM – Balance Enquiry | NPR 50 |
Late Payment Fee | NPR 300 |
Salaried
Businessman/Self-employed