Saral Banking Sewa

CREDIT CARD

Sunrise Bank Credit Card Details

2 % per month
5 years
45 days

Sunrise Bank Credit Card Details

2% per month
5
45

A credit card is a payment card issued to users as a system of payment. It allows the cardholder to pay for goods and services based on the holder's promise to pay for them. The issuer of the card creates a revolving account and grants a line of credit to the cardholder, from which the user can borrow money for payment to a merchant or as a cash advance.

Card Service Fee & Charges

Joining/ Issuance Fee NPR 500
Annual Fee NPR 700
Replacement Card Fee NPR 500
PIN Re-Issue NPR 150
Limit Enhancement Fee NPR 750
ATM – Cash Withdrawal(On Bank ATM) NPR 200
ATM – Cash Withdrawal NPR 250
ATM (India) – Cash Withdrawal NPR 300
ATM – Balance Enquiry(On Bank ATM) NPR 0
ATM – Balance Enquiry NPR 50
Late Payment Fee NPR 300

  • Any Nepalese citizen with the age of 18 years and above 
  • For salaried, Monthly income source of NPR 15,000 or above 
  • For businessmen, Annual business income of NPR 150,000 or above 
  • Applicants should not be blacklisted in the Credit Information Bureau (CIB)

  • Valid in Nepal, India, and Bhutan.
  • 5 years validity.
  • Can be used to purchase or cash withdrawal at any Visa Card accepting outlet.
  • Can withdraw cash from ATMs of Banks accepting Visa Card.
  • Credit Limit up to 1.5 times of monthly income or higher.
  • The competitive interest rate is at 2% per month.
  • Convenient payment option of 10% & 100%.
  • Up to 45 days credit period.
  • Free online payment service with Nepal and India.
  • Free transaction alert service for each card transaction.
  • Billing information in both mobile and email addresses.
  • Easy bill payment through Sunrise Bank Account/Internet Banking/Mobile Banking/eSewa or over the counter.
  • Various discounts and cashback offers.
  • Supplementary card facilities 

Salaried

  • Salary Certificate/Salary’s Bank statement (last three months)
  • Copy of Citizenship/Passport/PAN
  • Latest Photograph (PP Size)

 

Businessman/Self-employed

  • Company registration-related documents/PAN.
  • Audited Financial for the last 2 years.
  • Latest audited Balance Sheet and statement of Profit and Loss of the Company. 
  • Additional documents may be required on case to case basis or as per the company nature. 
  • Copy of Citizenship & Latest Photograph. 
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