Sarbashrestha Muddati Khata(Partner)

3 Months

Sarbashrestha Muddati Khata(Partner)

3 Months

“Sarbashrestha Muddati Khata” is a specific premium product targeted for individual and institutional customers with attractive interest rates along with “quarterly/monthly” or “on Maturity” interest payment. This product offers exclusive benefits which will not only help you realize your financial goals.


Tenure: 3 months to 10 Years


Insurance Benefits

ParticularsThe Partner of NIC ASIA Bank
Accidental InsuranceRs. 10 Lakhs
Critical IllnessRs 10 Lakhs
Medical InsuranceRs. 1 Lakh (OPD up to Rs. 20,000 and Hospitalization treatment up to Rs. 80,000)
Tenure of Insurance Facility5 Years
Insurance Coverage forAccount Holder Only

Wealth Maximization

Particulars  The Partner of NIC ASIA Bank
DEMAT Account  Free for Five Years
Mero Share Charge  Free for Five Years
Portfolio Management Service Fee  50% Discount for Five Years

Digital and Transaction Banking

ParticularsThe Partner of NIC ASIA Bank
Debit CardFree for Five Years
Mobile BankingFree for Five Years
Internet BankingFree for Five Years
Credit Card Limit (In Rs)500,000
Credit Card Joining and Issuance FeeFree
Credit Card Annual FeeFree for Five Years
Pre-Paid Doller CardFree for Five years
E-Commerce ActivationFully Free for five years
Free Cheque ProcessingFree for five years
Free RTGSFully Free for five years
Free IPS/CIPS/Fund transferFully Free for five years
Locker Rentals100% Locker Fee free for five years
Locker Margin100% Waiver
FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only)25 Paisa
ATM Cash Withdrawal (Domestic Bank)Free for five years
ATM Balance Inquiry (Domestic Bank)Free for five years

Privilege Banking

Particulars The Partner of NIC ASIA Bank
Guaranteed Service Delivery (In Mins)  50% of Standard
Compensation for waiting time beyond TAT (In Rs)  10
Dedicated Relationship Management  Available


  • In case of online account, the account holder shall be eligible for designated freebies/benefits only after maintaining of the minimum balance in the account.

*Terms and Conditions apply