“Sarbashrestha Muddati Khata” is a specific premium product targeted for individual and institutional customers with attractive interest rates along with “quarterly/monthly” or “on Maturity” interest payment. This product offers exclusive benefits which will not only help you realize your financial goals.
| Particulars | The Pride of NIC ASIA Bank |
| Accidental Insurance | Rs. 20 Lakhs |
| Critical Illness | Rs 20 Lakhs |
| Medical Insurance | Rs. 2 Lakh (OPD up to Rs. 40,000 and Hospitalization treatment up to Rs. 160,000) |
| Tenure of Insurance Facility | 5 Years |
| Insurance Coverage for | Account holder and Additional one person as designated by the account holder |
| Particulars | The Pride of NIC ASIA Bank |
| DEMAT Account | Free for Five Years |
| Mero Share Charge | Free for Five Years |
| Portfolio Management Service Fee | 50% Discount for Five Years |
| Particulars | The Pride of NIC ASIA Bank |
| Pre-approved Loan Limit ( Times of 3 Months Average balance) | 10 |
| Premium Over Base Rate on above loan limit(%) | 1 |
| Loan Processing Fee (%) | 0.25 |
| Particulars | The Pride of NIC ASIA Bank |
| Debit Card | Free for Five Years |
| Mobile Banking | Free for Five Years |
| Internet Banking | Free for Five Years |
| Credit Card Limit (In Rs) | 500,000 |
| Credit Card Joining and Issuance Fee | Free |
| Credit Card Annual Fee | Free for Five Years |
| Pre-Paid Doller Card | Free for Five years |
| E-Commerce Activation | Fully Free for five years |
| Free Cheque Processing | Free for five years |
| Free RTGS | Fully Free for five years |
| Free IPS/CIPS/Fund transfer | Fully Free for five years |
| Locker Rentals | 100% Locker Fee free for five years |
| Locker Margin | 100% Waiver |
| FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only) | 25 Paisa |
| ATM Cash Withdrawal (Domestic Bank) | Free for five years |
| ATM Balance Inquiry (Domestic Bank) | Free for five years |
| Particulars | The Pride of NIC ASIA Bank |
| Guaranteed Service Delivery (In Mins) | 50% of Standard |
| Compensation for waiting time beyond TAT (In Rs per instance) | 10 |
| Dedicated Relationship Management | Available |
Notes:
*Terms and Conditions apply
