Sarbashrestha Bachat Khata is an interest-bearing saving account scheme targeted at the general public of all income levels of any gender and any age group.
| Particulars | The NIC ASIA Goodwill Ambassador |
| Accidental Insurance | Rs. 40 Lakhs |
| Critical Illness | Rs 40 Lakhs |
| Medical Insurance | Rs. 4 Lakh (OPD up to Rs. 80,000 and Hospitalization treatment up to Rs. 320,000) |
| Tenure of Insurance Facility | 5 years |
| Insurance Coverage for | Account holder and Additional three persons as designated by the account holder |
Wealth Maximization
| Particulars | The NIC ASIA Goodwill Ambassador |
| DEMAT Account | Free for Five Years |
| Mero Share Charge | Free for Five Years |
| Portfolio Management Service Fee | 50% Discount for Five Years |
| Flexi Fixed Facility | Available (In excess of Rs 200K ) |
| Flexi Fixed Interest Rate(%) | As per published interest rate |
| Prematurity Charge(%) | Difference between Fixed Deposit and Saving Interest Rate |
| Particulars | The NIC ASIA Goodwill Ambassador |
| Pre-approved Loan Limit ( Times of 3 Months Average balance) | 10 |
| Premium Over Base Rate on above loan limit(%) | 1 |
| Loan Processing Fee (%) | 0.25 |
| Particulars | The NIC ASIA Goodwill Ambassador |
| Debit Card Type | Platinum |
| Debit Card | Free for Five Years |
| Mobile Banking | Free for Five Years |
| Internet Banking | Free for Five Years |
| Credit Card Limit (In Rs) | up to 500,000 |
| Credit Card Joining and issuance Fee | Free |
| Credit Card Annual Fee | Free for Five Years |
| Pre-Paid Diller Card | Free for Five years |
| E-Commerce Activation | Free |
| Free Cheque Processing | Free for Five years |
| Free RTGS | |
| Free IPS/CIPS | |
| Locker Rentals | 100% Locker Fee |
| Locker Margin | 100% Waiver |
| FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only) | 25 Paisa |
| ATM Cash Withdrawal (Domestic Bank) | Free for Five years |
| ATM Balance Inquiry (Domestic Bank) | Free for Five years |
| Particulars | The NIC ASIA Goodwill Ambassador |
| Guaranteed Service Delivery (In Mins) | 50%of Standard |
| Compensation for waiting time beyond TAT (In Rs) | 10 |
| Dedicated Relationship Management | Available |
