Sarbashrestha Bachat Khata( Ambassador)

100000
8.054%

Sarbashrestha Bachat Khata( Ambassador)

100000
8.054%

Sarbashrestha Bachat Khata is an interest-bearing saving account scheme targeted at the general public of all income levels of any gender and any age group.

‚ÄčInsurance Benefits 

ParticularsThe NIC ASIA Goodwill Ambassador
Accidental InsuranceRs. 40 Lakhs
Critical IllnessRs 40 Lakhs
Medical InsuranceRs. 4 Lakh (OPD up to Rs. 80,000 and Hospitalization treatment up to Rs. 320,000)
Tenure of Insurance Facility5 years
Insurance Coverage forAccount holder and Additional three persons as designated by the account holder


Wealth Maximization

ParticularsThe NIC ASIA Goodwill Ambassador
DEMAT AccountFree for Five Years
Mero Share ChargeFree for Five Years
Portfolio Management Service Fee50% Discount for Five Years
Flexi Fixed Facility Available (In excess of Rs 200K )
Flexi Fixed Interest Rate(%)As per published interest rate
Prematurity Charge(%)Difference between Fixed Deposit and Saving Interest Rate

Loan Related Benefits

ParticularsThe NIC ASIA Goodwill Ambassador
Pre-approved Loan Limit ( Times of 3 Months Average balance)      10
Premium Over Base Rate on above loan limit(%)       1
Loan Processing Fee (%)      0.25

Digital and Transaction Banking

ParticularsThe NIC ASIA Goodwill Ambassador
Debit Card Type  Platinum
Debit Card  Free for Five Years
Mobile Banking  Free for Five Years
Internet Banking  Free for Five Years
Credit Card Limit (In Rs)  up to 500,000
Credit Card Joining and issuance Fee  Free
Credit Card Annual Fee  Free for Five Years
Pre-Paid Diller Card  Free for Five years
E-Commerce Activation  Free
Free Cheque Processing   Free for Five years
Free RTGS
Free IPS/CIPS
Locker Rentals  100% Locker Fee
Locker Margin  100% Waiver
FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only)  25 Paisa
ATM Cash Withdrawal (Domestic Bank)  Free for Five years
ATM Balance Inquiry (Domestic Bank)  Free for Five years

Privilege Banking

Particulars    The NIC ASIA Goodwill Ambassador
Guaranteed Service Delivery (In Mins)     50%of Standard
Compensation for waiting time beyond TAT (In Rs)     10
Dedicated Relationship Management     Available