| Particulars | Feature |
|---|---|
| Target Customer | Individuals of all age group |
| Eligible amount for Monthly Installment | Minimum NPR 500 or in multiple of Rs. 500 per month (on the basis of an instruction of customer) |
| Tenure | 3 months to 10 years |
| Age Group | All (including minor) |
| Lump-sum Deposit (at any time) | Over the counter, Mo-Bank and I-touch in multiple of NPR 100 but minimum NPR 500. |
| Interest Calculation | Daily |
| Interest Capitalization Cycle | Quarterly (Interest shall be credited to respective Nominee Account) |
| Other Charge | Applicable Charge as per STC |
| Loan Overdraft | Up to 90% of total amount. |
| Premature withdrawal | Pre mature of Masik Nichhep Khata allowed if the period of the Masik Nichhep Khata has crossed 50% of the total duration. |
