Sarbashrestha Payroll Bachat Khata (Pride)

8%

Sarbashrestha Payroll Bachat Khata (Pride)

8%

To keep your employees happy by extending to them the benefits of modern, customized banking services.

Insurance Benefits

ParticularsThe Pride of NIC ASIA Bank
Accidental InsuranceRs. 20 Lakhs
Critical IllnessRs 20 Lakhs
Medical InsuranceRs. 2 Lakh (OPD up to Rs. 40,000 and Hospitalization treatment up to Rs. 160,000)
Tenure of Insurance Facility5 Years
Insurance Coverage Account holder and Additional one person as designated by the account holder

 

Loan facility Available Terms For Govt/Semi Govt EmployeesFor Other Institution
Personal Loan/Overdraft Facility/Advance Salary/ Home Loan/Auto Loan/Loyalty Financing Facility/Education LoanSubsidized Interest RateBR + Up to 2%BR + Up to 3%
 Loan Admin Fee0.75%0.75%
Loan

Features :

  • DEMAT Account: Free for Five Year
  • MERO Share Charge: Free for Five Year
  • Portfolio Management Service Fee : 50% Discount for Five Year
  • Pre-approved Loan Limit ( Times of 3 Months Average balance): 10 times
  • Premium Over Base Rate on above loan limit(%): 1%
  • Loan Processing Fee (%): 0.25
  • Debit Card: Free for Five Years
  • Mobile Banking: Free for Five Years
  • Internet Banking: Free for Five Years
  • Credit Card Limit (In Rs): 500000
  • Credit Card Joining Fee: Free
  • Credit Card Issuance Fee: Free
  • Credit Card Annual fee: Free for Five years
  • Pre-Paid Diller Card: Free for Five Year
  • E-commerce activation:Fully Free for Five Year
  • Locker Rentals: 100% Locker Fee
  • Locker Margin: 100% Waiver
  • FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only): 15 Paisa
  • ATM Cash Withdrawal (Domestic Bank): Free for five years
  • ATM Balance Inquiry (Domestic Bank): Free for five years
  • Guaranteed Service Delivery (In Mins): 50% of Standard
  • Compensation for waiting time beyond TAT (In Rs): 10
  • Free Cheque Processing: Free for Five Years
  • Free RTGS: Fully Free for Five Years
  • Free IPS/CIPS/Fund Transfer: Fully Free for Five Years
  • Dedicated Relationship Management: Available