"JYOTI SAMRIDDHI BACHAT KHATA" aimed to facilitate all the Nepalese Citizens who don't have an account in any banking institutions. The transaction limit of JYOTI SAMRIDDHI BACHAT KHATA is limited to Rs.100000.00 (In words One Hundred Thousand Only) per annum. KYC and other required documents should be updated if the transaction limit exceeds.
This product will be served to all Nepalese citizens who don't have an account in any banking institutions. As per the NRB circular, JBBL can reward Rs.100.00 to new savings account opened under “Kholau Bank Khata Abhiyan 2076” to the customer who has not maintained their account in any bank and financial institution in Nepal. JBBL shall l open the new savings account at Zero balance and provide interest on daily closing balance to be credited on a quarterly interval basis.