Sarbashrestha Bachat Khata( Pride)


Sarbashrestha Bachat Khata( Pride)


Sarbashrestha Bachat Khata is an interest bearing saving account scheme targeted at the general public of all income levels of any gender and any age group. Customer Segment :- Privilleged

Insurance Benefits

ParticularsThe NIC ASIA Goodwill Ambassador
Accidental InsuranceRs. 20 Lakhs
Critical IllnessRs 20 Lakhs
Medical InsuranceRs. 2 Lakh (OPD up to Rs. 40,000 and Hospitalization treatment up to Rs. 160,000)
Tenure of Insurance Facility5 years
Insurance Coverage forAccount holder and Additional one person as designated by the account holder

Wealth Maximization

ParticularsThe NIC ASIA Goodwill Ambassador
DEMAT AccountFree for Five Years
Mero Share ChargeFree for Five Years
Portfolio Management Service Fee50% Discount for Five Years
Flexi Fixed FacilityN/A
Flexi Fixed Interest Rate(%)N/A
Prematurity Charge(%)N/A

Loan Related Benefits

ParticularsThe NIC ASIA Goodwill Ambassador
Pre-approved Loan Limit ( Times of 3 Months Average balance)10
Premium Over Base Rate on above loan limit(%)1
Loan Processing Fee (%)0.25

Digital and Transaction Banking

ParticularsThe NIC ASIA Goodwill Ambassador
Debit Card TypePlatinum
Debit CardFree for Five Years
Mobile BankingFree for Five Years
Internet BankingFree for Five Years
Credit Card Limit (In Rs)up to 500,000
Credit Card Joining and issuance FeeFree
Credit Card Annual FeeFree for Five Years
Pre-Paid Diller CardFree for Five years
E-Commerce ActivationFree
Free Cheque Processing Free for Five years
Locker Rentals100% Locker Fee
Locker Margin100% Waiver
FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only)25 Paisa
ATM Cash Withdrawal (Domestic Bank)Free for Five years
ATM Balance Inquiry (Domestic Bank)Free for Five years

Privilege Banking

Particulars The NIC ASIA Goodwill Ambassador
Guaranteed Service Delivery (In Mins)  50%of Standard
Compensation for waiting time beyond TAT (In Rs)  10
Dedicated Relationship Management  Available



  • In the case of an online account, the account holder shall be eligible for designated freebies/benefits only after maintaining the minimum balance in the account.