Sarbashrestha Jestha Nagarik Bachat Khata(Pride)

50000
8%

Sarbashrestha Jestha Nagarik Bachat Khata(Pride)

50000
8%

This product is targeted at senior citizens of 55 years and above.

Insurance Benefits

ParticularsThe Pride of NIC ASIA Bank
Accidental InsuranceRs. 20 Lakhs
Critical IllnessRs 20 Lakhs
Medical InsuranceRs. 2 Lakh (OPD up to Rs. 40,000 and Hospitalization treatment up to Rs. 160,000)
Tenure of Insurance Facility5 Years
Insurance Coverage forAccount holder and Additional one person as designated by account holder

Features :

  • DEMAT Account: Free for Five Years
  • Mero Share Charge: Free for Five Years
  • Portfolio Management Service Fee : 50% Discount for Five Year
  • Pre-approved Loan Limit ( Times of 3 Months Average balance): 10 times
  • Premium Over Base Rate on above loan limit(%): 1%
  • Loan Processing Fee (%): 0.25
  • Loan Against Pension Income: Available
  • Debit Card: Free for Five Years
  • Mobile Banking: Free for Five Years
  • Internet Banking: Free for Five Years
  • Credit Card Limit (In Rs): 500000
  • Credit Card Joining Fee: Free
  • Credit Card Issuance Fee: Free
  • Credit Card Annual Fee: Free for Five Years
  • Pre-Paid Diller Card: Free for Five Years
  • E-commerce Activation: Fully Free for five years
  • Free Cheque Processing : Fully Free for five years
  • Free RTGS: Fully Free for five years
  • Free IPS/CIPS/Fund Transfer: Fully Free for five years
  • Locker Rentals: 100% Locker Fee :Free for five years
  • Locker Margin: 100% waiver
  • FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only): 15 Paisa
  • ATM Cash Withdrawal (Domestic Bank): Free for five years
  • ATM Balance Inquery (Domestic Bank): Free for five years
  • Guaranteed Service Delivery (In Mins): 50% of Standard
  • Compensation for waiting time beyond TAT (In Rs): 10
  • Home Banking:Withdrawal/Deposit maximum 3 times per month for account holders maintaining closing balance of Rs. 1 million and above on previous working day.
  • Dedicated Relationship Management: Available