Sarbashrestha Jestha Nagarik Bachat Khata(Pride)

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Minimum Balance 50000

Interest Rate 8%

Apply Now

Minimum Balance 50000

Interest Rate 8%

This product is targeted at senior citizens of 55 years and above.

Insurance Benefits

Particulars	The Pride of NIC ASIA Bank
Accidental Insurance	Rs. 20 Lakhs
Critical Illness	Rs 20 Lakhs
Medical Insurance	Rs. 2 Lakh (OPD up to Rs. 40,000 and Hospitalization treatment up to Rs. 160,000)
Tenure of Insurance Facility	5 Years
Insurance Coverage for	Account holder and Additional one person as designated by account holder

DEMAT Account: Free for Five Years
Mero Share Charge: Free for Five Years
Portfolio Management Service Fee : 50% Discount for Five Year
Pre-approved Loan Limit ( Times of 3 Months Average balance): 10 times
Premium Over Base Rate on above loan limit(%): 1%
Loan Processing Fee (%): 0.25
Loan Against Pension Income: Available
Debit Card: Free for Five Years
Mobile Banking: Free for Five Years
Internet Banking: Free for Five Years
Credit Card Limit (In Rs): 500000
Credit Card Joining Fee: Free
Credit Card Issuance Fee: Free
Credit Card Annual Fee: Free for Five Years
Pre-Paid Diller Card: Free for Five Years
E-commerce Activation: Fully Free for five years
Free Cheque Processing : Fully Free for five years
Free RTGS: Fully Free for five years
Free IPS/CIPS/Fund Transfer: Fully Free for five years
Locker Rentals: 100% Locker Fee :Free for five years
Locker Margin: 100% waiver
FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only): 15 Paisa
ATM Cash Withdrawal (Domestic Bank): Free for five years
ATM Balance Inquery (Domestic Bank): Free for five years
Guaranteed Service Delivery (In Mins): 50% of Standard
Compensation for waiting time beyond TAT (In Rs): 10
Home Banking:Withdrawal/Deposit maximum 3 times per month for account holders maintaining closing balance of Rs. 1 million and above on previous working day.
Dedicated Relationship Management: Available