Get Home loan of up to Rs.80,000,000.00 at attractive rates starting at 9.94% p.a. with flexible tenures of up to 25 years. The processing fee varies between 0% and 1% of the loan amount.

Civil Bank Loan Details


Civil Bank


Interest Rate

+ up to 6% p.a. over base rate

Loan Tenure

Up to 25 years

Loan Amount

Up to Rs.80,000,000.00

Processing Fee

0% - 1% of the loan amount

Civil Bank

+ up to 6% p.a. over base rate
Interest Rate
Up to 25 years
Loan Tenure

Up to Rs.80000000

A civil Home loan provides a platform for you to acquire your own home. Civil encourages its customer to achieve their dream by supporting financially.

Eligibility Criteria

  • EMI should not be more than 50% of income of borrower along with other family members.
  • Minimum age of borrower should be 18 years not exceeding 70 years.


  • Collateral/Security
  • Mortgage of property
  • In case of allotment of flat/ buildings, a tripartite agreement shall be executed amongst Developers, Borrowers & Bank
  • Personal guarantee of person(s) acceptable to the Bank shall be obtained.

Purposes :

• Construction of residential building, purchase of apartment.

• Furnishing and renovation of residential building/apartment.

• Purchase of land for construction of residential house.


Saral Banking Sewa is solely a  loan comparison site of Nepal. We just help you to find a perfect loan . For that our customer care team  is always ready to guide you with banking  process. We donot guarantee any kind of loan to a customer. And the loan shown here can be change any time.