Get Home loan of up to Rs.10,000,000.00 at attractive rates starting at 10.89% p.a. with flexible tenures of up to 30 years. The processing fee varies between 1% and 2% of the loan amount.

Garima Bikas Bank Loan Details


Garima Bikas Bank


Interest Rate

+ up to 8% p.a. over base rate

Loan Tenure

Up to 30 years

Loan Amount

Up to Rs.10,000,000.00

Processing Fee

1% - 2% of the loan amount

Garima Bikas Bank

+ up to 8% p.a. over base rate
Interest Rate
Up to 30 years
Loan Tenure

Up to Rs.10000000

This Home Loan is designed for financing for purchase of land or building or construction of residential home for individuals having reliable and stable income sources.

Eligibility Criteria

  • Employed professionals
  • Employees of Corporate Business Houses
  • Self Employed Professionals/Business persons
  • Other Individuals having reliable and stable sources of income


  • Completed application form of the bank.
  • Map of the applicant's residence and the to be purchased property.
  • Details of the guarantors.
  • Copy of citizenship of applicant and the guarantors.
  • Income source documents
  • Title deed of the related properties
  • Building construction permission from competent authority along with the drawing from engineer/architect and completion certificate in case of outright purchase of land and building
  • Payment receipt of latest land revenue
  • Four boundaries certificate of the proposes collateral security
  • Blue print of land
  • Trace map of land
  • Valuation/estimated cost from valuator
  • Other related document as necessary
  • Declaration from the customer that the fund will be utilized specifically for the purpose of acquiring and developing residential property only

Saral Banking Sewa is solely a  loan comparison site of Nepal. We just help you to find a perfect loan . For that our customer care team  is always ready to guide you with banking  process. We donot guarantee any kind of loan to a customer. And the loan shown here can be change any time.