Saral Banking Sewa

Himalayan Bank Home Loan

Get Home loan of up to Rs.15,000,000.00 at attractive rates starting at 10.86% p.a. with flexible tenures of up to 25 years.

Himalayan Bank Loan Details

+ up to 5%
Up to 0.75% One time fee
Up to Rs.15,000,000.00
Up to 25 Years

Himalayan Bank Loan Details

+ up to 5%
Up to 0.75% One time fee
Up to Rs.15,000,000.00
Up to 25 Years

Himalayan Bank home loan is for you to purchase, construct and renovate your home. Interest rate of 14.75% per annum (Up to 7 years)

Eligibility Criteria

  • Any Nepalese Individuals of at least 21 Years of age having stable, steady and reliable source of income from job, rent, pension, remittance supported by the document.
  • Age of the applicant and the loan tenure collectively should not exceed Seventy years.
  • Must be able to provide unencumbered fixed assets collateral as primary security. The proposed site should have accessible road of at least 8 feet width.

Eligibility

  • Individuals with regular, adequate, steady and stable source of income.

 

Repayment of Home Loan

  • On Equal Monthly Installment (EMI) basis.

 

Type of Home Loan Scheme

Type of Home LoanPurposeMaximum Financing 
Home Loan purchase

Purchase of house

Purchase of land alone

80% of purchase Value

60% of purchase Value

Home Loan ConstructionConstruction of Houses100% of cost estimate
Home Loan ExtensionAdditions/extension/renovation
/modification		100% of cost estimate

  • Minimum Rs. 0.50 Million (5 Lakhs) to Rs. 15.00 Million (Rs. 1 Crore 50 Lakhs)
  • For purchase of land alone- Maximum Rs. 7.5 Mil. (Rs. 75 Lakhs)

Saral Banking Sewa is solely a  loan comparison site of Nepal. We just help you to find a perfect loan . For that our customer care team  is always ready to guide you with banking  process. We donot guarantee any kind of loan to a customer. And the loan shown here can be change any time.