Get Home loan of up to Rs.10,000,000.00 at attractive rates starting at 10.16% p.a. with flexible tenures of up to 35 years. The processing fee varies between 1% and 2% of the loan amount.

Jyoti Bikas Bank Loan Details


Jyoti Bikas Bank


Interest Rate

+ up to 5% p.a. over base rate

Loan Tenure

Up to 35 years

Loan Amount

Up to Rs.10,000,000.00

Processing Fee

1% - 2% of the loan amount

Jyoti Bikas Bank

+ up to 5% p.a. over base rate
Interest Rate
Up to 35 years
Loan Tenure

Up to Rs.10000000

Make your dream of owning a house come true with Jyoti Home Loan. This product brings you multiple home financing options like purchasing land, reimbursing cost of land and buildings/apartments, renovation expenses and purchase of completed buildings/apartments.

Eligibility Criteria

  • The applicant must be a Nepali citizen
  • Applicant must have a stable source of income


  • Duly filled loan application form of bank
  • Detail of net worth of guarantors
  • Income source documents
  • Title deed of related property
  • Photograph and copy of citizenship of applicant and the guarantors
  • Payment receipt of latest land revenue tax
  • Blueprint/trace map of land
  • Other related documents as necessary

Saral Banking Sewa is solely a  loan comparison site of Nepal. We just help you to find a perfect loan . For that our customer care team  is always ready to guide you with banking  process. We donot guarantee any kind of loan to a customer. And the loan shown here can be change any time.