Get Home loan of up to Rs.15,000,000.00 at attractive rates starting at 8.06% p.a. with flexible tenures of up to 25 years. The processing fee varies between 0% and 1% of the loan amount.
Nepal Investment Bank Limited Loan Details

Nepal Investment Bank Limited
Interest Rate
Loan Tenure
Up to 25 yearsLoan Amount
Up to Rs.15,000,000.00Processing Fee
0% - 1% of the loan amountNIBL Home Loan offers attractive product features and easy loan processing.NIBL Home Loan service provides you with a complete financial solution for your dream home from purchasing land or building, construction, extension/renovation of existing building or Apartment/Colony housing financing, and a SWAP of existing home loan for other BFIs.
Eligibility Criteria
- must be a nepali citizen.
- age between 21 to 65 years (at the time of maturity of loan tenure) are eligible for NIBL Home Loan.
Documents
- Photograph (2 copies each)
- Photocopy of Citizenship Certificate / Passport
Features
- Loan available to all Nepali citizens.
- Nepali citizens between the ages 21 to 65 years of age (at the time of maturity of loan tenure) are eligible for NIBL Home Loan.
- Affordable interest rates and charges (as published by the bank).
- We cover 100 % construction cost for building constructions. However, below mentioned ceiling shall be applicable.
- Up to NPR 15 million for First Home Buyers. Lending to be restricted to a maximum of 70% of Fair Market Value or as instructed by NRB from time to time.
- Loan tenure for up to 25 Years.
- Home loan above NPR 15 million for residential homes with a maximum 40% of Fair Market Value for inside Kathmandu valley property and 50% of Fair Market Value for outside Kathmandu valley property or as instructed by NRB.
- Personal Residential Loan upto NPR 15 million. Lending to be restricted to a maximum of 60% of Fair Market Value.
Disclaimer
Saral Banking Sewa is solely a loan comparison site of Nepal. We just help you to find a perfect loan . For that our customer care team is always ready to guide you with banking process. We donot guarantee any kind of loan to a customer. And the loan shown here can be change any time.