Get Home loan of up to Rs.15,000,000.00 at attractive rates starting at 8.06% p.a. with flexible tenures of up to 25 years. The processing fee varies between 0% and 1% of the loan amount.

Nepal Investment Bank Limited Loan Details

title

Nepal Investment Bank Limited

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Interest Rate

+ up to 5% p.a. over base rate

Loan Tenure

Up to 25 years

Loan Amount

Up to Rs.15,000,000.00

Processing Fee

0% - 1% of the loan amount

Nepal Investment Bank Limited

+ up to 5% p.a. over base rate
Interest Rate
Up to 25 years
Loan Tenure

Up to Rs.15000000

NIBL Home Loan offers attractive product features and easy loan processing.NIBL Home Loan service provides you with a complete financial solution for your dream home from purchasing land or building, construction, extension/renovation of existing building or Apartment/Colony housing financing, and a SWAP of existing home loan for other BFIs.

Eligibility Criteria

  • must be a nepali citizen.
  • age between 21 to 65 years (at the time of maturity of loan tenure) are eligible for NIBL Home Loan.

Documents

  • Photograph (2 copies each)
  • Photocopy of Citizenship Certificate / Passport

Features

  • Loan available to all Nepali citizens.
  • Nepali citizens between the ages 21 to 65 years of age (at the time of maturity of loan tenure) are eligible for NIBL Home Loan.
  • Affordable interest rates and charges (as published by the bank).
  • We cover 100 % construction cost for building constructions. However, below mentioned ceiling shall be applicable.
  • Up to NPR 15 million for First Home Buyers. Lending to be restricted to a maximum of 70% of Fair Market Value or as instructed by NRB from time to time.
  • Loan tenure for up to 25 Years.
  • Home loan above NPR 15 million for residential homes with a maximum 40% of Fair Market Value for inside Kathmandu valley property and 50% of Fair Market Value for outside Kathmandu valley property or as instructed by NRB.
  • Personal Residential Loan upto NPR 15 million. Lending to be restricted to a maximum of 60% of Fair Market Value.
Disclaimer

Saral Banking Sewa is solely a  loan comparison site of Nepal. We just help you to find a perfect loan . For that our customer care team  is always ready to guide you with banking  process. We donot guarantee any kind of loan to a customer. And the loan shown here can be change any time.