Get Home loan of up to Rs.15,000,000.00 at attractive rates starting at 9.83% p.a. with flexible tenures of up to 25 years.

Nepal Investment Mega Bank Loan Details

+ up to 5%
Up to 0.75% One time fee
Up to Rs.15,000,000.00
Up to 25 Years

Nepal Investment Mega Bank Loan Details

+ up to 5%
Up to 0.75% One time fee
Up to Rs.15,000,000.00
Up to 25 Years

NIBL Home Loan offers attractive product features and easy loan processing. This Home Loan service provides you with a complete financial solution from purchasing land or building, construction, extension/renovation of existing building or Apartment/Colony housing financing. This loan also considers a SWAP of existing home loan for other BFIs.

Eligibility Criteria

  • must be a nepali citizen.
  • age between 21 to 65 years (at the time of maturity of loan tenure) are eligible for NIBL Home Loan.

Features

  • Loan available to all Nepali citizens.
  • Nepali citizens between the ages 21 to 65 years of age (at the time of maturity of loan tenure) are eligible for NIBL Home Loan.
  • This loan cover 100 % construction cost for building constructions. However, below mentioned ceiling shall be applicable.
  • Up to NPR 15 million for First Home Buyers. Lending to be restricted to a maximum of 70% of Fair Market Value or as instructed by NRB from time to time.
  • Loan tenure for up to 25 Years.
  • Home loan above NPR 15 million for residential homes with a maximum 40% of Fair Market Value for inside Kathmandu valley property and 50% of Fair Market Value for outside Kathmandu valley property or as instructed by NRB.
  • Personal Residential Loan up to NPR 15 million. Lending to be restricted to a maximum of 60% of Fair Market Value.

Saral Banking Sewa is solely a  loan comparison site of Nepal. We just help you to find a perfect loan . For that our customer care team  is always ready to guide you with banking  process. We donot guarantee any kind of loan to a customer. And the loan shown here can be change any time.