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Monthly 50/30/20 Budget Calculator

The 50/30/20 budget

Find out how this budgeting approach applies to your money.

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Your 50/30/20 Numbers

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What is the 50/30/20 rule?

 The 50/30/20 rule divides your monthly after-tax income into three categories:

  • 50% for needs: Essential expenses like housing, food, transportation, utilities, and insurance.
  • 30% for wants: Non-essential expenses such as travel, entertainment, and dining out.
  • 20% for savings and debt: Savings for the future, paying off debt, emergency funds, and retirement contributions.

How to use the 50/30/20 budget calculator?

  • Just input your monthly after-tax income and you will get the results below.