Sarbashrestha Payroll Bachat Khata (Ambassador)

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Interest Rate 8%

Apply Now

Interest Rate 8%

To keep your employees happy by extending to them the benefits of modern, customized banking services.

Insurance Benefits

Particulars	The NIC ASIA Goodwill Ambassador
Accidental Insurance	Rs. 40 Lakhs
Critical Illness	Rs 40 Lakhs
Medical Insurance	Rs. 4 Lakh (OPD up to Rs. 80,000 and Hospitalization treatment up to Rs. 320,000)
Tenure of Insurance Facility	5 Years
Insurance Coverage	Account holder and Additional three persons as designated by account holder

Loan facility Available	Terms	For Govt/Semi Govt Employees	For Other Institution
Personal Loan/Overdraft Facility/Advance Salary/ Home Loan/Auto Loan/Loyalty Financing Facility/Education Loan	Subsidized Interest Rate	BR + Up to 2%	BR + Up to 3%
	Loan Admin Fee	0.75%	0.75%
	Loan Admin fee is subject to change as per management decision from time to time and shall be published in STC

DEMAT Account: Free for Five Year
MERO Share Charge: Free for Five Year
Portfolio Management Service Fee : 50% Discount for Five Year
Flexi Fixed Facility: Available (In excess of Rs 200K )
Flexi Fixed Interest Rate(%): 8.03%
Prematurity Charge(%): Difference between Fixed Deposit and Saving Interest Rate
Pre-approved Loan Limit ( Times of 3 Months Average balance): 10 times
Premium Over Base Rate on above loan limit(%): 1%
Loan Processing Fee (%) :0.25
Debit Card: Free for Five Years
Mobile Banking: Free for Five Years
Internet Banking: Free for Five Years
Credit Card Limit (In Rs): 500,000
Credit Card Joining Fee: Free
Credit Card Issuance Fee: Free
Credit Card Annual Fee: Free for Five Years
Pre-Paid Diller Card: Free for Five Year
E-Commerce Activation: Fully Free for Five Years
Locker Rentals: 100% Locker Fee Free for Five Years
Locker Margin: 100% Waiver for five years
FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only): 25 Paisa
ATM Cash Withdrawal (Domestic Bank): Free for Five Years
ATM Balance Inquiry (Domestic Bank): Free for Five Years
Guaranteed Service Delivery (In Mins): 50%of Standard
Compensation for waiting time beyond TAT (In Rs):10
Dedicated Relationship Management: Available
Free Cheque Processing:Free for Five Years
Free RTGS: Fully Free for Five Years
Free IPS/CIPS/Fund Transfer: Fully Free for Five Years