Sarbashrestha Payroll Bachat Khata (Ambassador)

8%

Sarbashrestha Payroll Bachat Khata (Ambassador)

8%

To keep your employees happy by extending to them the benefits of modern, customized banking services.

Insurance Benefits

ParticularsThe NIC ASIA Goodwill Ambassador
Accidental InsuranceRs. 40 Lakhs
Critical IllnessRs 40 Lakhs
Medical InsuranceRs. 4 Lakh (OPD up to Rs. 80,000 and Hospitalization treatment up to Rs. 320,000)
Tenure of Insurance Facility5 Years
Insurance Coverage Account holder and Additional three persons as designated by account holder
Loan facility Available Terms For Govt/Semi Govt EmployeesFor Other Institution
Personal Loan/Overdraft Facility/Advance Salary/ Home Loan/Auto Loan/Loyalty Financing Facility/Education LoanSubsidized Interest RateBR + Up to 2%BR + Up to 3%
 Loan Admin Fee0.75%0.75%
Loan Admin fee is subject to change as per management decision from time to time and shall be published in STC

Features :

  • DEMAT Account: Free for Five Year
  • MERO Share Charge: Free for Five Year
  • Portfolio Management Service Fee : 50% Discount for Five Year
  • Flexi Fixed Facility: ¬†Available (In excess of Rs 200K )
  • Flexi Fixed Interest Rate(%): 8.03%
  • Prematurity Charge(%): Difference between Fixed Deposit and Saving Interest Rate
  • Pre-approved Loan Limit ( Times of 3 Months Average balance): 10 times
  • Premium Over Base Rate on above loan limit(%): 1%
  • Loan Processing Fee (%) :0.25
  • Debit Card: Free for Five Years
  • Mobile Banking: Free for Five Years
  • Internet Banking: Free for Five Years
  • Credit Card Limit (In Rs): 500,000
  • Credit Card Joining Fee: Free
  • Credit Card Issuance Fee: Free
  • Credit Card Annual Fee: Free for Five Years
  • Pre-Paid Diller Card: Free for Five Year
  • E-Commerce Activation: Fully Free for Five Years
  • Locker Rentals: 100% Locker Fee Free for Five Years
  • Locker Margin: 100% Waiver for five years
  • FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only): 25 Paisa
  • ATM Cash Withdrawal (Domestic Bank): Free for Five Years
  • ATM Balance Inquiry (Domestic Bank): Free for Five Years
  • Guaranteed Service Delivery (In Mins): 50%of Standard
  • Compensation for waiting time beyond TAT (In Rs):10
  • Dedicated Relationship Management: Available
  • Free Cheque Processing:Free for Five Years
  • Free RTGS: Fully Free for Five Years
  • Free IPS/CIPS/Fund Transfer: Fully Free for Five Years