Get Auto loan of up to Rs.5,000,000.00 at attractive rates starting at 9.54% p.a. with flexible tenures of up to 7 years. The processing fee varies between 0% and 1% of the loan amount.
Global IME Bank Loan Details
Global IME Bank
Loan TenureUp to 7 years
Loan AmountUp to Rs.5,000,000.00
Processing Fee0% - 1% of the loan amount
Global IME Bank
Up to 7 yearsLoan Tenure
Up to Rs.5000000
Global IME bank provides car loan to fulfill your car dream at a competetive interest rate and tenure. Global IME car loan is reliable and secure loan for the customers.
- Individual - Nepalese Citizen above 21 years. Salaried individual, self-employed persons, Company/firm having sufficient income and cash flow to serve debt.
- Company (Pvt./Public)/Proprietorship/Partnership (duly registered with the concerned government authority) proposing to use vehicle for personal/private/commercial use.
- Sufficient income source to repay at the satisfaction of the Bank.
- Any person other than owner/authorized person/executive of the firm/company shall not authorize to avail by auto loan on behalf of the firm/company.
- Purchase of loan is subject to the satisfactory debt servicing to other Banks/FIs.
- EMI /EQI:50% of gross income.
- EMI/ EQI: 80% of uncommitted (disposable) income.
- 2 Passport size photo of applicant.
- Photocopy of citizenship certificate/passport of Applicant & guarantor.
- Photo of vehicle to be obtained before implementation of loan.
- Salary Certificate.
- VAT bill of the vehicle.
- Quotation of vehicles.
Fees & Charges
- Loan Administration/ Renewal/ (Corporate ) Renewal: 0% - 0.25% New: 0.05% - 0.30%
- Loan Administration/ Renewal (Mid Corporate ) Renewal: 0.05% - 0.30% New: 0.10% - 0.30%
- Loan Administration Fee (SME) 1%
- Competitive Premium rate.
- Flexible Repayment Schedule: Monthly (EMI) or quarterly (EQI) basis.
- Fast approval process.
- Prompt services.
- Facility available in all branches.
- Flexible tenor: Up to 7 years.
- Financing up to 50% of vehicle price (80% incase of electric vehicle).
- Counseling to help better financing by our Relationship Managers throughout the process.