Get Auto loan of up to Rs.5,000,000.00 at attractive rates starting at 9.54% p.a. with flexible tenures of up to 7 years. The processing fee varies between 0% and 1% of the loan amount.

Global IME Bank Loan Details


Global IME Bank

Interest Rate

+ up to 6% p.a. over base rate

Loan Tenure

Up to 7 years

Loan Amount

Up to Rs.5,000,000.00

Processing Fee

0% - 1% of the loan amount

Global IME Bank

+ up to 6% p.a. over base rate
Interest Rate
Up to 7 years
Loan Tenure

Up to Rs.5000000

Global IME bank provides car loan to fulfill your car dream at a competetive interest rate and tenure. Global IME car loan is reliable and secure loan for the customers.

Eligibility Criteria

  • Individual - Nepalese Citizen above 21 years. Salaried individual, self-employed persons, Company/firm having sufficient income and cash flow to serve debt.
  • Company (Pvt./Public)/Proprietorship/Partnership (duly registered with the concerned government authority) proposing to use vehicle for personal/private/commercial use.
  • Sufficient income source to repay at the satisfaction of the Bank.
  • Any person other than owner/authorized person/executive of the firm/company shall not authorize to avail by auto loan on behalf of the firm/company.
  • Purchase of loan is subject to the satisfactory debt servicing to other Banks/FIs.
  • EMI /EQI:50% of gross income.
  • EMI/ EQI: 80% of uncommitted (disposable) income.


  • 2 Passport size photo of applicant.
  • Photocopy of citizenship certificate/passport of Applicant & guarantor.
  • Photo of vehicle to be obtained before implementation of loan.
  • Salary Certificate.
  • VAT bill of the vehicle.
  • Quotation of vehicles.

Fees & Charges

  • Loan Administration/ Renewal/ (Corporate ) Renewal: 0% - 0.25% New: 0.05% - 0.30%
  • Loan Administration/ Renewal (Mid Corporate ) Renewal: 0.05% - 0.30% New: 0.10% - 0.30%
  • Loan Administration Fee (SME) 1%


  • Competitive Premium rate.
  • Flexible Repayment Schedule: Monthly (EMI) or quarterly (EQI) basis.
  • Fast approval process.
  • Prompt services.
  • Facility available in all branches.
  • Flexible tenor: Up to 7 years.
  • Financing up to 50% of vehicle price (80% incase of electric vehicle).
  • Counseling to help better financing by our Relationship Managers throughout the process.


  • Photocopy of Tax/PAN/VAT certificate along with registration certificate
  • Photocopy of Article of Association and Memorandum of Association
  • Photocopy of Land ownership certificate if required
  • Residence/business visit report


Proof of Income

  • Photocopy of contract agreement  applicant and his/her employer
  • Photocopy of Rent Contract if any
  • Photocopy of audited Financial Statements in case Firm /Company’s income is considered
  • Self-declared of income



  • Loan application firm duly filled and signed in standard format of the Bank.
  • Name of the family members.
  • Current account of the applicant / borrower.
  • In case of purchase of loan, loan statement from other banks and financial institution.
  • Net worth declarations if required.
  • Multiple banking declaration.
  • Other documents stipulated by the Banks from time to time.


  • Loan Administration Fee (Retail) 1.25%.
  • Loan Renewal Fee (Retail) 0.75%.
  • Loan Commitment Fee (Retail) 0.75%.
  • Loan Administration Fee (Consortium) As per consortium agreement.

Saral Banking Sewa is solely a  loan comparison site of Nepal. We just help you to find a perfect loan . For that our customer care team  is always ready to guide you with banking  process. We donot guarantee any kind of loan to a customer. And the loan shown here can be change any time.