Saral Banking Sewa

Nepal Bank Limited Home Loan

Get Home loan of up to Rs.5,000,000.00 at attractive rates starting at 9.99% p.a. with flexible tenures of up to 20 years.

Nepal Bank Limited Loan Details

+ up to 4%
Up to 0.75% One time fee
Up to Rs.5,000,000.00
Up to 20 Years

Nepal Bank Limited Loan Details

+ up to 4%
Up to 0.75% One time fee
Up to Rs.5,000,000.00
Up to 20 Years

Nepal Bank Limited offers variety of home loan with most competitive interest rate and flexible features for construction, extension and renovation of house, purchase of house and purchase of land only.

Eligibility Criteria

  • Any Nepalese citizen having 18 years at the time of loan origination
  • Salaried /self-employed individual
  • Should have At least 8 ft wide motor able access of proposed land/building
Types of Home LoanPurposeLoan AmountLoan TermsFinancing Term
Home LoanConstruction of houseRs. 5 Lakh and aboveUp to 20 yearsBased on cost estimation of building
Purchase of houseUp to 20 yearsUp to 70% of estimated value of land and building.
Renovation/Extension of buildingUp to 10 yearsBased on cost estimation of renovation
Nepa Laxmi Home LoanConstruction of houseRs. 5 Lakh and aboveUp to 15 YearsUp to 60% of FMV of land and building based on estimated cost of building.
Purchase of houseUp to 15 YearsUp to 70% of FMV of land and building.
Renovation/Extension of buildingUp to 10 yearsUp to 60% of FMV of land and building based on estimated cost.
Professional home LoanConstruction of buildingRs. 4 Lakh and aboveUp to 20 YearsUp to 60% of FMV of land and building based on estimated cost of building.
Purchase of houseUp to 70% of estimated value of land and building``
Sulav Awas KarzaConstruction of houseRs. 5 Lakh and aboveUp to 20 YearsUp to 100% of cost estimation of building.
Purchase of houseUp to 20 YearsUp to 70% of estimated value of land and building
Renovation/Extension of buildingUp to 10 yearsUp to 100% of cost estimated cost

Swap of Home loan of other banks and financial institutions

 

Up to outstanding amount for remaining period

1. Identification Related 

  • Personal identification of borrower and guarantors
  • Photograph of borrower and guarantor
  • Family details from concerned local authority.
  • Firm registration certificate (if business income)
  • PAN/VAT certificate (if business income)
  • Partnership deed (if business income)

 

2. Collateral Related 

  • Land ownership certificate
  • Land revenue receipt
  • Rajinama/Bakaspatra/Anshabanda paper etc
  • Ward map and File map of collateral
  • Four boundaries (charkilla)
  • Approved house map from local authority.
  • Nirman Ijajat of constructing building
  • Nirman Sampanna/abhilekhikaran paper

 

3. Income Related 

  • Salary certificate and bank statement.
  • Appointment letter/Contract Paper.
  • Rental agreement with tenant identification (if rent income)
  • Rental tax receipt
  • Pension Patta (if pension income)
  • Audited financial statement of last year and projection of coming year (if business income)
  • Tax clearance certificate/receipt for income
  • If foreign income, Passport, Visa, Salary certificate, Contract paper, salary receipt/ bank statement of salary, documents of remit to Nepal etc.
  • PAN of borrower for loan Rs.50 lakh and above

 

Saral Banking Sewa is solely a  loan comparison site of Nepal. We just help you to find a perfect loan . For that our customer care team  is always ready to guide you with banking  process. We donot guarantee any kind of loan to a customer. And the loan shown here can be change any time.