Saral Banking Sewa

Citizens Visa credit Card

Citizens Bank Credit Card Details

2 % per month
3 years
45 days

Citizens Bank Credit Card Details

2% per month
3
45

Citizens Visa credit Card (NPR) is the Secured and convenient mode of payment in Nepal, India and Bhutan accepted both at Visa merchant locations and ATM.

Card Service Fee & Charges

Joining/ Issuance Fee NPR 750
Annual Fee NPR 750
Replacement Card Fee NPR 500
Supplementary Card NPR 750
PIN Re-Issue NPR 100
Limit Enhancement Fee NPR 500
Late Payment Fee NPR 300
Over Limit Fee NPR 300
ATM – Cash Withdrawal(On Bank ATM) NPR 100
ATM – Balance Enquiry(On Bank ATM) NPR 0
ATM – Cash Withdrawal NPR 200
ATM – Balance Enquiry NPR 50

  • Nepalese citizen with 18 years of age
  • Individuals with sta able and regular source of income from business, service, or property.

For Salaried personnel

  • Credit Card Application form duly filled and signed.
  • Passport Size Photographs (2 Copies).
  • Copy of Citizenship Certificate/Passport.
  • Salary Certificate/ letter from employer disclosing the designation and present salary.
  • Copy of Bank Account Statement for last six to twelve months.

For Business Income Earners

  • Credit Card Application form duly filled and signed.
  • Passport Size Photographs (2 Copies).
  • Copy of Citizenship Certificate/Passport.
  • Financial Statement of last two years.
  • Photocopy of Registration, PAN/VAT Certificate, and/or license from concerned authority
  • Copy of Bank Account Statement for last six to twelve months.
  • Memorandum and Articles of Association, Board Resolution to Borrow, paper disclosing percentage of ownership/shareholding, Partnership Deed.

  • Valid all over Nepal, India & Bhutan
  • Credit Limit starting from NPR 20,000.00
  • The interest charge is free for a credit cycle of 45 days.
  • Advance Cash Withdrawal facility of 10% of Credit Card Limit
  • Flexible repayment Option from 10% to 100%
  • EMV(Chip-based) Secured Card
  • Get SMS and Email alert of your transaction
  • Supplementary Card Facility
  • Auto Debit Facility
  • Hassle free solution of carrying cash
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