Global IME Bank Credit Card Details

2 % per month
5 years
45 days

Global IME Bank Credit Card Details

2% per month

INFORMATION ON GLOBAL VISA CLASSIC DOMESTIC CREDIT CARD A credit card is a small plastic card issued to users as a system of payment. It allows its holder to buy goods and services based on the holder’s promise to pay for these goods and services. The issuer of the card grants a line of credit to the consumer (or the user) from which the user can borrow money for payment to a merchant or as a cash advance to the user. Visa Classic Domestic Card is a standard credit card valid within Nepal and India issued under the Visa brand.

Card Service Fee & Charges

Joining/ Issuance Fee NPR 1,200
Replacement Card Fee NPR 600
Supplementary Card NPR 600
Renew / Re-issue NPR 600
PIN Re-Issue NPR 100
Late Payment Fee NPR 300
Over Limit Fee NPR 500
Limit Enhancement Fee NPR 750
ATM – Cash Withdrawal(On Bank ATM) NPR 200
ATM – Balance Enquiry(On Bank ATM) NPR 0
ATM – Cash Withdrawal NPR 300
ATM – Balance Enquiry NPR 50
ATM (India) – Cash Withdrawal NPR 300
ATM (India) – Balance Enquiry NPR 50

  • Accepted as mode of payment at Visa merchant locations and ATM within territory of Nepal and India.
  • Flexible payment option (NPR 1,000 or 10% of debit balance whichever is higher to 100% of debit balance)
  • Contactless transaction features where customers can make POS transactions up to NPR. 5,000 per transaction just by waving the card on the device. However, customers can do only 10 contactless transactions per day.
  • Service charge free credit period from 15 – 45 days
  • Lowest service charge rate in the industry for revolving credit, only 2% per month.
  • Credit limit between  NPR 75,000
  • Cash limit will be 10% of Credit Limit

  • Any Nepalese citizen with the age of 18 years and above.
  • Monthly salary income of NPR 15,000 or above.
  • Annual business income of NPR 150,000 or above.
  • Foreign nationals fulfilling the requirement of passport certification by Embassy and having valid visa status.

  • Latest annual salary certificate in official letterhead signed by the HR Manager or Account Manager for the salaried applicant.
  • Company registration certificates, tax registration certificate, latest tax clearance certificate, share registered book, and latest audited financial report for self-employed businessman.
  • Lease Agreement valid for an additional one year for those who are not employed but have other income sources like rental income.
  • No income certificate is required to those who would like to take credit card against lien on Fixed Deposit, Current or Saving Account of Global IME Bank Limited.
  • Account statement of latest last three months of any commercial bank.
  • Recent passport size photo of card applicant (and supplementary card applicant if applicable).
  • Copy of citizenship certificate.