The saving account interest rate in Nepal plays a major role in helping individuals grow their savings safely while earning steady returns. Whether you are comparing savings account rate of interest across banks or looking for the most reliable saving account in Nepal, knowing the updated interest rate in saving account in Nepal can help you make smarter financial decisions. Below, we break down the latest rates, features, and benefits offered by Nepali banks.
| S.N. | Bank Name | Product | Interest Rate |
|---|---|---|---|
| 1 | Agriculture Development Bank | Sambridhi Bachat Khata | 4.13% |
| 2 | Prime Commercial Bank | Prime Supreme Bachat Khata | 4% |
| 3 | Agriculture Development Bank | Krishak Bachat Khata | 3.9% |
| 4 | Nepal Bank Limited | Green Saving Deposit Account | 3.51% |
| 5 | Agriculture Development Bank | Sabai Nepaliko Bachat Khata | 3.44% |
| 6 | Nepal Bank Limited | Santati Saving Account | 3.01% |
| 7 | Machhapuchhre Bank Limited | MBL Smart Plus Saving Account | 3% |
| 8 | Machhapuchhre Bank Limited | M’Smart Bachat Khata | 3% |
| 9 | Kumari Bank Limited | Kumari Gajjabko Bachat Khata | 2.91% |
| 10 | Citizens Bank | Citizens Samrakshit Bachat Khata | 2.85% |
Minimum Balance - Rs. 100,000
Interest Rate – 2.77%
Features - Initial Deposit..View All
Minimum Balance - Rs. 5,000
Interest Rate – 2.76%
Features - Free Cheque Boo..View All
Minimum Balance - Rs. 1,000
Interest Rate – 2.75%
Features - Debit Card, Mob..View All
Minimum Balance - Rs. 1,000
Interest Rate – 3.51%
Features - VISA Debit Card..View All
Minimum Balance - Rs. 0
Interest Rate – 2.75%
Features - Suitable Accoun..View All
Minimum Balance - Rs. 10,000
Interest Rate – 2.75%
Features - Debit Card: Fre..View All