Get Home loan of up to Rs.15,000,000.00 at attractive rates starting at 9.81% p.a. with flexible tenures of up to 25 years. The processing fee varies between 0% and 1% of the loan amount.

Citizens Bank Loan Details

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Citizens Bank

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Interest Rate

+ up to 5% p.a. over base rate

Loan Tenure

Up to 25 years

Loan Amount

Up to Rs.15,000,000.00

Processing Fee

0% - 1% of the loan amount

Citizens Bank

+ up to 5% p.a. over base rate
Interest Rate
Up to 25 years
Loan Tenure

Up to Rs.15000000

Eligibility Criteria

  • All salaried or self-employed Nepalese Citizen having a regular source of income.
  • The land and/or building to be mortgaged should have the motorable road as per prevailing government rules.
  • In case of self employed individuals, the business must be in operation for a minimum of two years.
  • The applicant must be at least 18 years and should not exceed 65 years at the time of maturity..
  • Third party collateral, other than the property of the borrower or borrowers' undivided family, will not be acceptable

Historically and traditionally, Nepalese have preferred to buy land and build houses themselves. Now, with the changing lifestyle, demand for ready built houses is also in the rise. Considering these points, the Bank offers loan for different needs and situations. The Bank provides financing for the purchase of land and/or building, apartment, renovation, construction and extension of residential properties.

Disclaimer

Saral Banking Sewa is solely a  loan comparison site of Nepal. We just help you to find a perfect loan . For that our customer care team  is always ready to guide you with banking  process. We donot guarantee any kind of loan to a customer. And the loan shown here can be change any time.