Get Home loan of up to Rs.5,000,000.00 at attractive rates starting at 9.26% p.a. with flexible tenures of up to 25 years. The processing fee varies between 0% and 1% of the loan amount.

Nepal SBI Bank Loan Details


Nepal SBI Bank


Interest Rate

+ up to 6% p.a. over base rate

Loan Tenure

Up to 25 years

Loan Amount

Up to Rs.5,000,000.00

Processing Fee

0% - 1% of the loan amount

Nepal SBI Bank

+ up to 6% p.a. over base rate
Interest Rate
Up to 25 years
Loan Tenure

Up to Rs.5000000

Nepal SBI provides home loans to support financial customers to achieve their dream of home.

Fees & Charges

  • Prepayment charges: 0.15% of prepaid amount. Nil if loan amount is up to Rs. 50.00 lacs .


  • For Purchasing existing building/flat.
  • For constructing a new building.
  • For extending/renovating/completing interiors of existing building/flat.
  • For reimbursing construction cost of recently built/purchased building/flat.
  • For taking over good home loans of other Banks/FIs.

Maximum 1 year period from date of the first disbursement or one month after the completion of the house whichever is earlier.But in case of reimbursement and purchase, no moratorium period will be provided and the EMI should start from the next month of disbursement.

  • Minimum 25% of the project cost for purchase, construction, extension/renovation/completion of interiors
  • Minimum 25% in case of reimbursement of the construction/extension/renovation cost of building/flat completed within the last three years.
  • Minimum 10% of extension/renovation cost in case of renovation/extension on the existing building provided that no loan exists on the already built portion of the building.
  • No margin required in case of takeovers. However, the takeover value shall be justifiable with the project cost with adequate margin of the borrower.

Saral Banking Sewa is solely a  loan comparison site of Nepal. We just help you to find a perfect loan . For that our customer care team  is always ready to guide you with banking  process. We donot guarantee any kind of loan to a customer. And the loan shown here can be change any time.