Saral Banking Sewa

Flexi Loan

Get Personal loan of up to Rs.5,000,000.00 at attractive rates starting at 9.61% p.a. with flexible tenures of up to 10 years.

Everest Bank Ltd. Loan Details

+ up to 4.5%
Up to 1% One time fee
Up to Rs.5,000,000.00
Up to 10 Years

Everest Bank Ltd. Loan Details

+ up to 4.5%
Up to 1% One time fee
Up to Rs.5,000,000.00
Up to 10 Years

Everest Bank provides personal loan for salaried or self-employed individual for their regular expense.

Eligibility Criteria

  • Individuals / Business Enterprises for meeting their business and /or personal Needs

Purpose

  • Loan against mortgage of immovable property located in urban centers will be allowed to Individuals / Business Enterprises for meeting their business and /or personal needs.
  • Loan to firms engaged in Real Estate shall not be considered.

 

Nature of the Loan

Term/Overdraft Loan

  • Maximum 35 times of net monthly disposable income in case of Term Loan
  • Maximum 40 times of net monthly disposable income in case of OD loan
  • Maximum Rs 50.00 lac (In case of personal OD)

  • In case of Term Loan Repayment period maximum 10 years with disposable income at least double the installments of proposed loan.
  • In case of Overdraft – OD shall be allowed only wherever supported by business for one year and renewed/reviewed on satisfactory performance.

  • 200% of the value of residential house/flat, commercial or industrial property
  • Personal guarantee of person(s) acceptable to the Bank shall be obtained.

  • Comprehensive policy as per banks’ clause.

Saral Banking Sewa is solely a  loan comparison site of Nepal. We just help you to find a perfect loan . For that our customer care team  is always ready to guide you with banking  process. We donot guarantee any kind of loan to a customer. And the loan shown here can be change any time.