Introduction

A women's savings account is a financial product specifically designed for female account holders, addressing their unique financial needs, preferences, and requirements. These accounts often come with features and benefits tailored to support women in managing and growing their finances, reflecting a focus on inclusivity and understanding of diverse financial goals.

Common Features and Benefits of Women Saving Account

  • Free Visa Debit Card(By most banks)
  • Free Mobile Banking(By most banks)
  • Free Cheque book and Account Statement on demand
  • Free SMS Alert Facility(By most banks)
  • Discount on Locker Facility
  • No restrictions for withdrawals and deposits
  • Interest Calculation: Interest Calculation on a daily basis and payable quarterly

Eligibility Criteria

  • Nepalese Female over the age of 18 years.

Required Documents 

  • Duly filled account opening form
  • Citizenship/Passport
  • National ID (NID) Number
  • Passport size photograph
  • Address verifying documents (like Electricity bill, Khanepani pani bill)

The 50/30/20 budget

Rs.

Your 50/30/20 Numbers

  • Rs 0
  • Rs 0
  • Rs 0
Deposit Account
Siddhartha Bank

Siddhartha Nari Bachat Khata

  • Minimum Balance - Rs. 0

  • Interest Rate – 2.76%

  • Features - The attractive..View All

Deposit Account
Global IME Bank

Global Nari Bachat

  • Minimum Balance - Rs. 100

  • Interest Rate – 2.75%

  • Features - Free Cheque Boo..View All

Deposit Account
Sanima Bank

NARI BACHAT KHATA

  • Minimum Balance - Rs. 0

  • Interest Rate – 2.75%

  • Features - 50% waiver on l..View All

Deposit Account
Everest Bank Ltd.

Naari Bachat Account

  • Minimum Balance - Rs. 5,000

  • Interest Rate – 2.75%

  • Features - Opening of Acco..View All

Deposit Account
Nabil Bank

Nabil Premium Nari Bachat

  • Minimum Balance - Rs. 5,000

  • Interest Rate – 2.75%

  • Features - Free Cheque Boo..View All

Deposit Account
Nepal Bank Limited

Nari Samman Bachat Khata

  • Minimum Balance - Rs. 10,000

  • Interest Rate – 3.5%

  • Features - Free VISA Debit..View All

Deposit Account
Nepal Bank Limited

Women Special Saving

  • Minimum Balance - Rs. 500

  • Interest Rate – 3%

  • Features - 25% discount on..View All

Deposit Account
NMB Bank

NMB Smart Nari Bachat Khata

  • Minimum Balance - Rs. 0

  • Interest Rate – 2.75%

  • Features - Yearly medical/..View All

Deposit Account
Laxmi Sunrise Bank

Wonder Woman Savings

  • Minimum Balance - Rs. 0

  • Interest Rate – 2.76%

  • Features - Mobile and Inte..View All

Deposit Account
Himalayan Bank

HBL Nari Bachat

  • Minimum Balance - Rs. 1,000

  • Interest Rate – 2.8%

  • Features - Interest in sav..View All

Deposit Account
Machhapuchhre Bank Limited

MBL NARI SHAKTI BACHAT KAHATA

  • Minimum Balance - Rs. 100

  • Interest Rate – 2.75%

  • Features - Only females ca..View All

Deposit Account
Prime Commercial Bank

Prime Supreme Nari Bachat Khata

  • Minimum Balance - Rs. 5,000

  • Interest Rate – 4.01%

  • Features - Cheque BookView All

Deposit Account
NIC Asia

Sarbashrestha Nari Bachat Khata

  • Minimum Balance - Rs. 100,000

  • Interest Rate – 2.75%

  • Features - Insurance benef..View All

Deposit Account
Nepal Investment Mega Bank

Chhoriko Surakshya Bachat Khata

  • Minimum Balance - Rs. 0

  • Interest Rate – 2.75%

  • Features - Cheque Book Fac..View All

Deposit Account
Agriculture Development Bank

Chetanshil-Nari Bachat Khata

  • Minimum Balance - Rs. 1,000

  • Interest Rate – 3.67%

  • Features - Free Cheque boo..View All

Deposit Account
Nepal SBI Bank

NARI BACHAT KHATA

  • Minimum Balance - Rs. 500

  • Interest Rate – 2.8%

  • Features - Account can be..View All

Deposit Account
Standard Chartered Bank

Standard Chartered Women’s Saving Account

  • Minimum Balance - Rs. 25,000

  • Interest Rate – 2.76%

  • Features - Debit Card: EMV..View All

Deposit Account
Kumari Bank Limited

Chhori Bachat Khata

  • Minimum Balance - Rs. 0

  • Interest Rate – 2.91%

  • No features available

Deposit Account
Muktinath Bikas Bank

MAHILA PEWA BACHAT KHATA

  • Minimum Balance - Rs. 200

  • Interest Rate – 2.75%

  • Features - Any branch bank..View All

Deposit Account
Jyoti Bikas Bank

Nari Samman Bachat khata

  • Minimum Balance - Rs. 1,000

  • Interest Rate – 3.5%

  • Features - Free cheque boo..View All

Deposit Account
Mahalaxmi Bikas Bank

Mahalaxmi Grihalaxmi Bachat

  • Minimum Balance - Rs. 100

  • Interest Rate – 2.75%

  • Features - Locker facilityView All

Deposit Account
Shangri-la Development Bank

SHANGRI-LA NAARI BACHAT KHATA

  • Minimum Balance - Rs. 100

  • Interest Rate – 2.75%

  • Features - Age- Minimum 18..View All

Deposit Account
Shine Resunga Development Bank

Shine Nari Bachat Khata

  • Minimum Balance - Rs. 500

  • Interest Rate – 2.75%

  • Features - 25% waiver on a..View All

Deposit Account
Kamana Sewa Bikas Bank

Sabal Nari Saving Account

  • Minimum Balance - Rs. 500

  • Interest Rate – 2.75%

  • Features - Debit Card Char..View All

Deposit Account
Garima Bikas Bank

Garima Nari Savings

  • Minimum Balance - Rs. 100

  • Interest Rate – 2.75%

  • Features - Free ABBS faci..View All

Deposit Account
Lumbini Bikas Bank

Nari Bachat

  • Minimum Balance - Rs. 100

  • Interest Rate – 2.75%

  • Features - Interest Rate:..View All

FAQ'S

A women's savings account is a specialized banking product designed to cater to the financial needs and preferences of women. It often comes with features and benefits that aim to empower and support women in managing their finances effectively.

While the core functionality of a women's savings account is similar to a regular savings account, it may include additional benefits such as higher interest rates, discounts on various services, and exclusive offers on financial products. These features are tailored to address the unique financial goals and lifestyles of women.

Typically, any woman above the age of 18 with valid identification is eligible. Some banks may also allow minor girls to open such accounts under guardianship.

  • A government-issued ID (citizenship, passport, etc.)
  • National ID Number
  • Recent passport-size photographs

Yes, banks allow the opening of joint women's savings accounts, but co-applicants must be women. This facilitates shared financial responsibilities and benefits.

Yes, many banks offer higher interest rates on Women’s Savings Accounts compared to standard savings accounts, helping women grow their savings faster.