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03 Dec, 2025

Remittance Savings & Special Savings Account Interest Rates in Nepal – Mangsir Update

A remittance savings account in Nepal is designed for individuals receiving remittances from abroad, offering higher interest rates and additional benefits to support secure savings growth. Since banks revise remittance savings account interest rates every month based on changes in base rate and premium, staying updated helps you identify which bank offers the best return for Mangsir. Comparing these rates ensures better value for families relying on international income and long-term financial stability.

A special savings account in Nepal provides customized interest rates and features tailored to specific customer groups, making it a flexible option for both regular savers and those with targeted financial needs. As banks update special savings account interest rates monthly, reviewing the latest Mangsir rates allows you to evaluate which bank provides stronger returns and more suitable benefits. Comparing these accounts helps you choose a savings option that aligns with your personal goals and maximizes your earnings.

Monthly Remittance Savings and Special Savings Account Interest Rates in Nepal for Mangsir

S.N.BankRemittance Savings Account Interest RatesSpecial Savings Account Interest Rates
1Garima Bikas Bank5.76% 
2Nepal Bank Limited5.50%3.50%
3Lumbini Bikas Bank5.50% 
4Agriculture Development Bank5.36% 
5Himalayan Bank5%4%
6Prime Commercial Bank5% 
7Shangri-la Development Bank5%2.75%
8Shine Resunga Development Bank5% 
9Muktinath Bikas Bank4.85%2.75%
10Machhapuchhre Bank Limited4.76%2.76%
11Nepal Investment Mega Bank4.75%2.75%
12Siddhartha Bank4.75%3.75%
13Laxmi Sunrise Bank4.50%3.50%
14Sanima Bank4.28% 
15NIC Asia4.25% 
16Nabil Bank4.01%2.76%
17Prabhu Bank4% 
18Rastriya Banijya Bank4% 
19NMB Bank4% 
20Kumari Bank Limited3.91% 
21Citizens Bank3.77%3.77%
22Global IME Bank3.75% 
23Jyoti Bikas Bank3.50%3.50%
24Mahalaxmi Bikas Bank3% 
25Everest Bank Ltd.2.80%2.80%
26Nepal SBI Bank-2.80%
27Standard Chartered Bank-2.77%

Conclusion

Understanding how remittance savings account interest rates and special savings account interest rates in Nepal change each month helps you make better decisions about where to keep your money. With the latest Mangsir updates, you can clearly see which banks reward remittance earners and which offer stronger returns through special savings schemes. By comparing these rates before choosing an account, you ensure your savings work harder for you. 

Saral Banking Sewa brings these insights together so you can move forward with confidence and choose the savings option that truly supports your financial goals.