A recurring deposit is an ideal savings plan for individuals who want to build wealth gradually through monthly contributions while earning steady returns. With competitive recurring deposit interest rates in Nepal, this savings option ensures predictable growth and financial discipline. Choosing a reliable recurring fixed deposit in Nepal allows savers to benefit from secure returns, making it a popular choice for long-term financial planning.
| S.N. | Bank Name | Product | Interest Rate |
|---|---|---|---|
| 1 | Prime Commercial Bank | Prime Recurring Remit Deposit Account | 5% |
| 2 | Agriculture Development Bank | Recurring Fixed Deposit | 4.15% |
| 3 | Everest Bank Ltd. | SUNAULO BHAWISHYA YOJANA | 4.05% |
| 4 | Machhapuchhre Bank Limited | MBL Recurring Deposit | 4% |
| 5 | Prime Commercial Bank | Prime Recurring Deposit Account | 4% |
| 6 | Laxmi Sunrise Bank | Recurring Deposit | 3.5% |
| 7 | Himalayan Bank | 3-Years Recurring Deposit Account | 3.25% |
| 8 | Siddhartha Bank | Goal Saver Account | 3.25% |
| 9 | Shine Resunga Development Bank | Recurring Deposit | 3.25% |
| 10 | Mahalaxmi Bikas Bank | Mahalaxmi Baal Bachat Recurring Deposit Account | 2.9% |
Minimum Balance - Rs. 500
Interest Rate – 3.25%
Tenure - 3 Months
Minimum Balance - Rs. 10,000
Interest Rate – 4.15%
Tenure - 1 Year - 5 Years