A recurring deposit is an ideal savings plan for individuals who want to build wealth gradually through monthly contributions while earning steady returns. With competitive recurring deposit interest rates in Nepal, this savings option ensures predictable growth and financial discipline. Choosing a reliable recurring fixed deposit in Nepal allows savers to benefit from secure returns, making it a popular choice for long-term financial planning.
| S.N. | Bank Name | Product | Interest Rate |
|---|---|---|---|
| 1 | Prime Commercial Bank | Prime Recurring Remit Deposit Account | 5.15% |
| 2 | Prime Commercial Bank | Prime Recurring Deposit Account | 4.15% |
| 3 | Agriculture Development Bank | Recurring Fixed Deposit | 4.15% |
| 4 | Everest Bank Ltd. | SUNAULO BHAWISHYA YOJANA | 4.05% |
| 5 | Laxmi Sunrise Bank | Recurring Deposit | 4% |
| 6 | Machhapuchhre Bank Limited | MBL Recurring Deposit | 4% |
| 7 | Himalayan Bank | 3-Years Recurring Deposit Account | 3.5% |
| 8 | Shine Resunga Development Bank | Recurring Deposit | 3.5% |
| 9 | Siddhartha Bank | Goal Saver Account | 3.25% |
| 10 | Mahalaxmi Bikas Bank | Mahalaxmi Baal Bachat Recurring Deposit Account | 3% |
Minimum Balance - Rs. 500
Interest Rate – 2.81%
Tenure - 1 Year - 5 Years
Minimum Balance - Rs. 1,000
Interest Rate – 2.75%
Tenure - 1 Year - 5 Years
Minimum Balance - Rs. 0
Interest Rate – 2.75% - 2.75%
Tenure - 6 Months - above 10 Years
Minimum Balance - Rs. 1,000
Interest Rate – 3.25% - 4.15%
Tenure - 1 Year - 10 Years
Minimum Balance - Rs. 1,000
Interest Rate – 4.25% - 5.15%
Tenure - 1 Year - 10 Years
Minimum Balance - Rs. 500
Interest Rate – 3%
Tenure - 1 Year - 10 Years