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A deposit account held at a bank that provides principal security, a modest interest rate and high degree of liquidity, is termed as a normal savings account. 

Normal Savings account funds are considered one of the most liquid investments apart from cash. Savings accounts are thus ideal for keeping emergency money or money for daily expenses that you might need at a later date.

Online application may take some days. 

Offline account can be opened in 15-20 minutes depending upon the type of the account after submitting the completely filled  Account Opening Form.  

For investors who want to save a regular amount, recurring Deposit is a good investment option without any risk.

You can apply online from banks website and to open offline - visit nearest branch of selected bank to obtain application form of Credit Card. Fill up the application for  Credit Card. Submit it to the respective branch. Collect your Credit Card and Pin Code after the specified day to have your card activated.

First of all, you need to submit your application which will be evaluated on certain parameters by banks in Nepal. Then, property valuation and title check follow will be done and if the application is accepted, you need to submit all the documents requested by bank. 

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