Saral Banking Sewa

Himalayan Bank Education Loan

Get Education loan of up to Rs.5,000,000.00 at attractive rates starting at 10.87% p.a. with flexible tenures of up to 10 years.

Himalayan Bank Loan Details

+ up to 5%
Up to 0.75% One time fee
Up to Rs.5,000,000.00
Up to 10 Years

Himalayan Bank Loan Details

+ up to 5%
Up to 0.75% One time fee
Up to Rs.5,000,000.00
Up to 10 Years

Himalayan Bank Offers simplified and customer-oriented Himalayan Bank Education Loan for your aspiration of getting higher education. This loan covers higher study loan for both inside or outside the country.

Eligibility Criteria

  • Applicant must be nepali resident.
  • Guarantor age should be less than 70 years.

Documents

  • Citizenship and/or Passport of applicant and guarantor.
  • Photograph of applicant, co-applicant and guarantor (2 copies).
  • Offer letter provided by a college
  • No Objection Certificate from Ministry of Education (MoE)
  • Certificates of IELTS/SAT/GRE/TOEFL
  • Copy of Land ownership document (lal purja)
  • others documents demanded by the banks

 

Target Customer

  • Nepalese Citizens having regular, stable and sufficient income to serve the debt.

 

Loan Type

Loan TypeTerm LoanOverdraft
Loan LimitMinimum Rs. 0.50 Million to Maximum Rs. 5.00 MillionMaximum Up to Rs. 1.00 Million
Loan TenureUp to 10 Years1 year having renewal option
Loan Repayment35% of the total term loan availed along with interest and remaining 65% of the total term loan shall be paid on later half.Quarterly Interest Payment (Principal amount shall be paid at the end of the loan tenure.

Quarterly Interest Payment (Principal amount shall be paid at the end of the loan tenure)

Saral Banking Sewa is solely a  loan comparison site of Nepal. We just help you to find a perfect loan . For that our customer care team  is always ready to guide you with banking  process. We donot guarantee any kind of loan to a customer. And the loan shown here can be change any time.