Saral Banking Sewa

Sanima Bank Education Loan

Get Education loan of up to Rs.10,000,000.00 at attractive rates starting at 10.06% p.a. with flexible tenures of up to 15 years.

Sanima Bank Loan Details

+ up to 5%
Up to 0.75% One time fee
Up to Rs.10,000,000.00
Up to 15 Years

Sanima Bank Loan Details

+ up to 5%
Up to 0.75% One time fee
Up to Rs.10,000,000.00
Up to 15 Years

Sanima Bank Education Loan is for the students aspiring to pursue higher education in Nepal or abroad. It is a complete financial solution provided against collateral security for meeting the requirement of the customers that covers entire expenditure applicable.

Eligibility Criteria

  • Working Professionals
  • Salaried Individuals
  • Self-Employed Individuals

Fees & Charges

  • Service Charge: 1% on approved loan limit

The expenditure of Sanima Bank Education loan is applicable to:

  • Educational Institutes
  • Transportation fare,
  • Stationeries and logistics

 

 This loan facility is available for:

  • Meeting financial needs for Education purpose

Loan Features:

  • Tenure: Up to 15 years including moratorium period
  • Service Charge: 0.75% on approved loan limit
  • Financing: Maximum up to NPR 10 million

 

Eligibility Criteria 

Guarantor should be:

  • Working Professionals
  • Salaried Individuals

Self-Employed Individuals 

  • Citizenship certificate
  • Passport size photographs
  • Confirmation letter from related College/University
  • Land ownership certificate (Lal Purja) with Rajinama/Bakaspatra etc.
  • Land revenue and property tax paid receipt (recent)
  • Approval of construction, approved house map and construction completion certificate (as appropriate)
  • Blue Print, Trace Map and Four Boundary Disclosure (char killa) of land
  • Bank account statement for at least 3 – 6 months’ time
  • Recent Salary Certificate
  • Rental agreement (if any) with an identification of tenant
  • Copy of blue book of vehicle (in case of vehicle income)
  • Firm/Company Registration, PAN, Article & Memorandum of Association, P/L statement and Balance Sheet of firm/company (in case of business income)
  • Valid passport/visa, work permit, employment/salary certification from the employer, recent pay slip/bank account statement etc in case of foreign employment
  • Personal PAN card is required if loan amount is NPR 10 million and above

Saral Banking Sewa is solely a  loan comparison site of Nepal. We just help you to find a perfect loan . For that our customer care team  is always ready to guide you with banking  process. We donot guarantee any kind of loan to a customer. And the loan shown here can be change any time.