Get Home loan of up to Rs.50,000,000.00 at attractive rates starting at 8.96% p.a. with flexible tenures of up to 20 years. The processing fee varies between 0% and 1% of the loan amount.

Bank Of Kathmandu Loan Details

title

Bank Of Kathmandu

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Interest Rate

+ up to 6% p.a. over base rate

Loan Tenure

Up to 20 years

Loan Amount

Up to Rs.50,000,000.00

Processing Fee

0% - 1% of the loan amount
title

Bank Of Kathmandu

+ up to 6% p.a. over base rate
Interest Rate
Up to 20 years
Loan Tenure

Up to Rs.50000000

Bank of Kathmandu home loan is for part financing residential real estate and help customer to achieve their dream home.

Eligibility Criteria

  • Self-employed professionals.
  • Salaried Employees
  • Any other individual having identified source of other income e.g. lease, business, pension etc.
  • Minimum age of the applicant - 18 years.
  • Maximum age of the applicant - 65 years. However the age should not exceed 70 years at the date of final repayment of the loan. Guarantor should be included if applicant’s age is above 55 years

Documents

  • Loan Application
  • Map of the applicants’/sponsor’s/guarantor’s residence.
  • Photograph and copy of citizenship of the applicant/sponsor/guarantor.
  • Net worth statement of the applicant/guarantor/sponsor, as applicable.
  • Rajinama paper, where applicable.
Other Documents
  • Income statement or cash flow of the applicant or sponsors – following proof for substantiation of the income or cash flow should be submitted:
  • In case of salaried individuals
    • Certification of salary or salary statement, tax paid receipt from the employing organization/company.
    • Bank statements, as applicable.
  • In case of self- employed professionals
    • Registration document from concerned professional association/council.
    • Details of income.
    • Bank statements, as applicable.
  • In case of self- employed businessman
    • Business Registration Document.
    • Income Tax Certificate.
    • Latest Audited Financial Statements.
    • Bank statements, as applicable.
  • In case of other sources
    • Latest lease payment receipt or agreements, title deed of property, as applicable.
    • Details of other lease income.
    • Pension slip, interest received statement etc.
    • Bank statements, as applicable.
Disclaimer

Saral Banking Sewa is solely a  loan comparison site of Nepal. We just help you to find a perfect loan . For that our customer care team  is always ready to guide you with banking  process. We donot guarantee any kind of loan to a customer. And the loan shown here can be change any time.