Saral Banking Sewa

Prime Commercial Bank Home Loan

Get Home loan of up to Rs.5,000,000.00 at attractive rates starting at 11.28% p.a. with flexible tenures of up to 20 years.

Prime Commercial Bank Loan Details

+ up to 5%
Up to 1% One time fee
Up to Rs.5,000,000.00
Up to 20 Years

Prime Commercial Bank Loan Details

+ up to 5%
Up to 1% One time fee
Up to Rs.5,000,000.00
Up to 20 Years

Prime Commercial Bank has launched ‘Prime Home Loan’ to facilitate you with a Home Loan. This financing scheme purpose is to finance the purchase of new house or flat for residential purpose. This loan also covers construction of new house, purchase of old house and many more. This housing finance scheme gives you an excellent opportunity to have your own house and is carefully tailored to suit your requirements & match your capacity.

Eligibility Criteria

  • Employee /Salaried Persons.
  • Entrepreneurs.
  • Fixed Income Group( Having rental/pensions/property etc).

Documents

  • Identification document like Citizenship, Passport
  • Photographs (2)
  • Documents certifying current salary (for employee)
  • Certified Income Statement
  • Paper of Agreements/contracts (for Fixed Income Groups)
  • Photocopy of Land ownership certificate
  • Original blue print of the land
  • Photocopy of construction approval/ completion certificate from Municipality/VDC
  • Photocopy of four Boundary Disclosure (Char Killa) from ward office of the land/building to be placed as collateral.
  • Photocopy of latest land revenue receipt (Malpot Receipt) and tax clearance receipt of the building to be placed as collateral

Maximum Financing 

The maximum amount of Home loan finance will be up to a maximum of 2/3rd of the total construction/purchase price of house. For furnishing, finance from bank's part will be 70% of cost of such furnishing.

 

Purpose

  • Purchase of new house or flat for residential purpose.
  • Construction of new house on applicant’s already owned land
  • Purchase of old house not more than 10 years old
  • Extension/Repair/Renovation of existing house.
  • Furnishing of already existed house.
  • For the purchase of real estate houses.

 

 

Processing Fee/ Prepayment Charges: 1% of loan amount

Saral Banking Sewa is solely a  loan comparison site of Nepal. We just help you to find a perfect loan . For that our customer care team  is always ready to guide you with banking  process. We donot guarantee any kind of loan to a customer. And the loan shown here can be change any time.