A normal savings account in Nepal is the most common deposit option where individuals can save money securely while earning interest on a monthly basis and receive premium updates. Because banks revise savings account interest rates every month, staying informed helps you understand how much return your savings can earn and which bank is offering competitive rates for Mangsir. Comparing normal savings rates allows you to choose a bank that aligns with your saving habits and long-term financial goals.
A senior citizen savings account in Nepal is designed to offer higher interest rates and additional benefits for older adults, making it a preferred savings option for retirees seeking stable returns. As banks adjust senior citizen savings interest rates every month, reviewing the latest Mangsir update helps identify which bank provides the best value for senior savers. Comparing these specialized rates ensures better earnings, improved savings growth, and more financial security for elderly account holders.
| S.N. | Bank | Normal Savings Account Interest Rate | Senior Citizen Savings Account Interest Rates |
| 1 | Agriculture Development Bank | 4.13% | 4.36% |
| 2 | Prime Commercial Bank | 4% | 4% |
| 3 | Machhapuchhre Bank Limited | 3.76% | 2.76% |
| 4 | Nepal Bank Limited | 3.50% | 4% |
| 5 | Citizens Bank | 3.02% | 2.77% |
| 6 | Nabil Bank | 3.01% | 2.76% |
| 7 | Kumari Bank Limited | 2.91% | 2.75% |
| 8 | Nepal SBI Bank | 2.78% | 2.80% |
| 9 | Laxmi Sunrise Bank | 2.78% | 2.78% |
| 10 | Siddhartha Bank | 2.77% | 2.77% |
| 11 | Sanima Bank | 2.77% | 2.77% |
| 12 | Standard Chartered Bank | 2.77% | - |
| 13 | Garima Bikas Bank | 2.76% | 2.76% |
| 14 | Nepal Investment Mega Bank | 2.75% | - |
| 15 | Global IME Bank | 2.75% | 2.75% |
| 16 | Everest Bank Ltd. | 2.75% | - |
| 17 | Himalayan Bank | 2.75% | 4% |
| 18 | Prabhu Bank | 2.75% | - |
| 19 | Muktinath Bikas Bank | 2.75% | - |
| 20 | Shine Resunga Development Bank | 2.75% | 2.75% |
| 21 | Mahalaxmi Bikas Bank | 2.75% | - |
| 22 | NMB Bank | 2.75% | 2.75% |
| 23 | NIC Asia | 2.75% | 2.75% |
| 24 | Rastriya Banijya Bank | 2.75% | - |
| 25 | Shangri-la Development Bank | 2.75% | 2.75% |
| 26 | Kamana Sewa Bikas Bank | 2.75% | - |
| 27 | Jyoti Bikas Bank | 2.75% | 2.75% |
| 28 | Lumbini Bikas Bank | 2.75% | 2.75% |
Staying updated on the latest savings account interest rates in Nepal is important for making smarter financial decisions, especially when interest rates change every month. By comparing the current Mangsir rates for both normal savings accounts and senior citizen savings accounts, you can easily identify which banks offer better returns and which account type fits your saving goals.
Saral Banking Sewa brings these updated rates together in one place so you can review, compare, and choose the savings option that helps your money grow with confidence.
