Sarbashrestha Jestha Nagarik Bachat Khata(Ambassador)

100000
8%

Sarbashrestha Jestha Nagarik Bachat Khata(Ambassador)

100000
8%

This product is targeted at senior citizens of 55 years and above.

Insurance Benefits

ParticularsThe NIC ASIA Goodwill Ambassador
Accidental InsuranceRs. 40 Lakhs
Critical IllnessRs 40 Lakhs
Medical InsuranceRs. 4 Lakh (OPD up to Rs. 80,000 and Hospitalization treatment up to Rs. 320,000)

 

Features :

  • DEMAT Account: Free for Five Year
  • MERO Share Charge: Free for Five Year
  • Portfolio Management Service Fee : 50% Discount for Five Year
  • Flexi Fixed Facility: ¬†Available (In excess of Rs 200K )
  • Flexi Fixed Interest Rate(%): 8.03%
  • Prematurity Charge(%): Difference between Fixed Deposit and Saving Interest Rate
  • Pre-approved Loan Limit ( Times of 3 Months Average balance): 10 times
  • Premium Over Base Rate on above loan limit(%): 1%
  • Loan Processing Fee (%): 0.25%
  • Loan Against Pension Income: Available
  • Debit Card: Free for Five Years
  • Mobile Banking: Free for Five Years
  • Internet Banking: Free for First Years
  • Credit Card Limit (In Rs): 500,000
  • Credit Card Joining Fee: Free
  • Credit Card Issuance Fee: Free
  • Credit Card Annual Fee: Free for 5 Years
  • Pre-Paid Diller Card: Free for 5 Years
  • E-Commerce Activation: Fully Free for 5 years
  • Free Cheque Processing: Fully Free for 5 years
  • Free RTGS: Fully Free for 5 years
  • Free IPS/CIPS/Fund Transfer: Fully Free for 5 years
  • Locker Rentals: 100% Locker Fee free for 5 years
  • Locker Margin: 100% Waiver
  • FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only): 25 Paisa
  • ATM Cash Withdrawal (Domestic Bank): Free for 5 years
  • ATM Balance Inquiry (Domestic Bank): free for 5 years
  • Guaranteed Service Delivery (In Mins): 50%of Standard
  • Compensation for waiting time beyond TAT (In Rs):10
  • Dedicated Relationship Management: Available
  • Home Banking: Withdrawal/Deposit maximum 5 times per month for account holders maintaining closing balance of Rs. 1 million and above on previous working day.