Sarbashrestha Jestha Nagarik Bachat Khata(Partner)

25000
8%

Sarbashrestha Jestha Nagarik Bachat Khata(Partner)

25000
8%

This product is targeted at senior citizens of 55 years and above.

Insurance Benefits

ParticularsThe Partner of NIC ASIA Bank
Accidental InsuranceRs. 10 Lakhs
Critical IllnessRs 10 Lakhs
Medical InsuranceRs. 1 Lakh (OPD up to Rs. 20,000 and Hospitalization treatment up to Rs. 80,000)
Tenure of Insurance Facility5 Years
Insurance Coverage forAccount Holder Only

Wealth Maximization

ParticularsThe Partner of NIC ASIA Bank
DEMAT AccountFree for Five Years
Mero Share ChargeFree for Five Years
Portfolio Management Service Fee50% Discount for Five Years

Features :

  • Pre-approved Loan Limit ( Times of 3 Months Average balance): 10 times
  • Premium Over Base Rate on above loan limit(%): 1%
  • Loan Processing Fee (%): 0.25
  • Loan Against Pension Fee: Available
  • Debit Card:Free¬† for 1st year
  • Mobile Banking: Free for Five Years
  • Internet Banking: Free for Five Years
  • Credit Card Limit (In Rs): 500000
  • Credit Card Joining Fee: Free
  • Credit Card Issuance Fee: Free
  • Credit Card Annual Fee: Free for Five Years
  • Pre-Paid Diller Card: Free for Five Years
  • E-Commerce Activation: Fully Free for five years
  • Free Cheque Processing: Free for five years
  • Free RTGS: Fully Free for five years
  • Free IPS/CIPS/ Fund Transfer: Fully Free for five years
  • Locker Rentals: 100% Locker Fee free for five years
  • Locker Margin: 100% Waiver
  • ATM Cash Withdrawal (Domestic Bank): Free for five years
  • ATM Balance Inquery (Domestic Bank): Free for five years
  • Guaranteed Service Delivery (In Mins): 50% of Standard
  • Compensation for waiting time beyond TAT (In Rs): 10
  • Home Banking:Withdrawal/Deposit maximum 2 times per month for account holders maintaining closing balance of Rs. 1 million and above on previous working day.
  • Dedicated Relationship Management: Available