Sarbashrestha Jestha Nagarik Bachat Khata(Partner)

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Minimum Balance 25000

Interest Rate 8%

Apply Now

Minimum Balance 25000

Interest Rate 8%

This product is targeted at senior citizens of 55 years and above.

Insurance Benefits

Particulars	The Partner of NIC ASIA Bank
Accidental Insurance	Rs. 10 Lakhs
Critical Illness	Rs 10 Lakhs
Medical Insurance	Rs. 1 Lakh (OPD up to Rs. 20,000 and Hospitalization treatment up to Rs. 80,000)
Tenure of Insurance Facility	5 Years
Insurance Coverage for	Account Holder Only

Particulars	The Partner of NIC ASIA Bank
DEMAT Account	Free for Five Years
Mero Share Charge	Free for Five Years
Portfolio Management Service Fee	50% Discount for Five Years

Pre-approved Loan Limit ( Times of 3 Months Average balance): 10 times
Premium Over Base Rate on above loan limit(%): 1%
Loan Processing Fee (%): 0.25
Loan Against Pension Fee: Available
Debit Card:Free for 1st year
Mobile Banking: Free for Five Years
Internet Banking: Free for Five Years
Credit Card Limit (In Rs): 500000
Credit Card Joining Fee: Free
Credit Card Issuance Fee: Free
Credit Card Annual Fee: Free for Five Years
Pre-Paid Diller Card: Free for Five Years
E-Commerce Activation: Fully Free for five years
Free Cheque Processing: Free for five years
Free RTGS: Fully Free for five years
Free IPS/CIPS/ Fund Transfer: Fully Free for five years
Locker Rentals: 100% Locker Fee free for five years
Locker Margin: 100% Waiver
ATM Cash Withdrawal (Domestic Bank): Free for five years
ATM Balance Inquery (Domestic Bank): Free for five years
Guaranteed Service Delivery (In Mins): 50% of Standard
Compensation for waiting time beyond TAT (In Rs): 10
Home Banking:Withdrawal/Deposit maximum 2 times per month for account holders maintaining closing balance of Rs. 1 million and above on previous working day.
Dedicated Relationship Management: Available