A mortgage loan in Nepal is a secured financing option where banks provide credit against land, house, or property as collateral, making it suitable for business expansion, construction, refinancing, and large, long-term financial needs.
Because mortgage loan interest rates shift every month with changes in base rate and premium, staying updated helps you understand the true borrowing cost and plan your EMIs more accurately.
Reviewing the latest mortgage loan rates for Mangsir allows you to compare lenders, evaluate loan premiums, and choose a mortgage option that aligns with your repayment capacity and financial goals.
| S.N. | Bank Name | Mortgage Loan Interest Rate |
| 1 | Everest Bank Ltd. | 5.85% - 7.85% |
| 2 | Nepal SBI Bank | 6.38% - 8.38% |
| 3 | Nabil Bank | 6.41% - 8.66% |
| 4 | Machhapuchhre Bank Limited | 6.76% - 8.76% |
| 5 | Laxmi Sunrise Bank | 6.88% - 8.88% |
| 6 | Sanima Bank | 7.11% - 9.11% |
| 7 | Rastriya Banijya Bank | 7.31% - 7.56% |
| 8 | Global IME Bank | 7.33% - 9.33% |
| 9 | Nepal Bank Limited | 7.72% - 8.72% |
| 10 | NMB Bank | 7.72% - 9.72% |
| 11 | Himalayan Bank | 8.39% - 9.89% |
| 12 | Agriculture Development Bank | 8.40% |
| 13 | Prabhu Bank | 8.69% - 10.69% |
| 14 | Citizens Bank | 8.94% |
| 15 | Siddhartha Bank | 9.11% |
| 16 | Prime Commercial Bank | 11.12% |
Monitoring monthly mortgage loan interest rates in Nepal is essential for making informed, cost-effective borrowing decisions, especially when dealing with large, long-term financing. Since banks revise their base rate and premium every month, comparing lenders helps you find lower EMIs, better terms, and a mortgage option that matches your repayment capacity.
Saral Banking Sewa brings all updated mortgage loan rates for Mangsir in one place so you can review, compare interest rates, calculate EMIs, and choose the right plan with confidence.
